The goal of this short article is to help you lower the costs of your cover. Simple but legal steps can be taken to help reduce your convicted driver insurance outgoing’s. Most are straight forward and can be applied at quotation stage while other tips may take some time to apply. Some of the methods will not work for you but if you a searching for convicted driver insurance lots of ideas and techniques are given to help you reduce the costs with your insurer.
Areas we will be looking at are avoiding the high monthly charges, cover explained, advanced driving discounts plus much more.
Step One Pick a low group car – If you drive a large engine size then you will have large insurance premiums. A definite way to reduce the costs of your convicted driver insurance is to get a smaller lower group car.
Step Two Do all named drivers drive? The costs of naming a driver that is not your common law partner or spouse varies between 10 to 20 percent. Costs vary but for younger drivers costs will be significantly more. The trick is to name only those that will actually drive. Sometimes if the person you need to name has their own vehicle they will have the driving other cars extension anyway so could drive you motor on a third party only basis. Depending on the value of your vehicle third party cover may be satisfactory or not. Instead of naming a driver permanently you can add them temporarily part way through your insurance year.
Step Three Don’t accept the first quote! Each year when you get your renewal always look around for cheaper prices. Make a list and ring or submit your details online to a minimum of 4 motor insurers. Use the internet to compare deals using price comparison sites. Although price is important so are other factors it is important to write the features down and compare them along with the prices.
Step Four Upgrade your license! An alternative way to save on your convicted driver insurance is by enrolling on an advanced driving course. The pass plus is a good start for younger first time drivers. Companies offer discounts equivalent to 1 years NCD (No Claim Discount) for drivers with the pass plus. Topics the course covers are all weather driving, driving on dual carriage ways and driving out of town. Other courses are aimed towards more mature drivers such as Rospa, IAM, and Diamond.
Where do I go from here? – Visit Young Convicted Drivers Car Insurance